Get Flexible Private Medical Cover from R234 pm
Episodic Health Insurance is South Africa's most flexible medical insurance plan that gives you access to private healthcare on your terms.
Be the Hero of your own Story and choose the benefits you need at the level of cover you want to save on your premiums.
Day-to-Day
From R528 pm
Unlimited managed access to private Doctors & Dentists
Unlimited Chronic & Prescribed Medication
Over-the-Counter Medication
X-Rays & Blood Tests
Also includes:
Optometry
Specialists
Covers your basic out-of-hospital expenses
Accident
From R234 pm
Optional:
Permanent Disability
Flexible stated amounts
Private Hospitals
After-Hours Casualty
24/7 Emergency Services
Cover for all medical expenses related to an accident or emergency
Hospital
From R318 pm
Optional:
ICU cover
Dread Disease
Maternity
All Accident Benefits
Stated amounts for hospital admission
Covers private hospitals expenses for illnesses and procedures
Comprehensive
From R762 pm
Combine Day-to-Day with Accident or Hospital cover for a Comprehensive plan that covers in and out of hospital expense
Choose cover for
Flexible means Affordable
LEVELS
Certain benefits allow you to choose the limit of cover you can afford.
For example, R150,000 accident cover or R800,000
OPTIONS
Optional benefits are just that. Optional.
For example, if you don't want maternity cover then you don't have to take it
MIX & MATCH
You can combine Day-to-Day cover with Accident cover or Hospital cover to build a Comprehensive plan.
Your plan is designed by you for your needs and budget
Tell us who you are and about your needs. The more information you give us, the easier it will be for our agents to assist you with a quotation.
Please note, all new members must be younger than 65 to join
Request a Quote
Episodic Health (Pty) Ltd, is a Financial Services Provider (FSP 49319). Health product is administered by Essential Med (Pty) Ltd (FSP 42980), the Underwriting Management Agent on behalf of the insurer African Unity Life (FSP 8447).
Medical Aid vs Health Insurance
Episodic's Day-to-Day benefits can be taken with your existing Medical Aid hospital plan to give you a more comprehensive package that covers out-of-hospital expenses.
Boost your Medical Aid
Primary Health
Health Insurance is designed to cover basic primary healthcare needs with unlimited access for the most important out-of-hospital expenses
Medical Aids work through the Medical Savings Account (MSA) which can run out
Hospital Cover
Health Insurance offers stated amounts for covering specific medical events or expenses
Medical Aids cover the broader Prescribed Minimum Benefits (PMB) at set rates
a wide range of benefits
Nationwide Doctor Network
Episodic has a nationwide network of almost 5000 private doctors and dentists.
Best of all, there is no hospital network. The product works with all South African hospitals.